Chiropractic treatment is often covered by private health insurance, though the process can vary depending on your provider. Some plans allow you to self-refer and simply claim the cost back, while others may require a referral from your GP and pre-authorisation before starting care. If you’re unsure what’s needed, we’re happy to help you check the details with your insurer.
It’s also really helpful if you can let us know that you’re planning to use you health insurance before you attend your first appointment. Below are some companies we work with most often:
Chiropractic treatment is often covered by private health insurance, though the process can vary depending on your provider. Some plans allow you to self-refer and simply claim the cost back, while others may require a referral from your GP and pre-authorisation before starting care. If you’re unsure what’s needed, we’re happy to help you check the details with your insurer. It’s also really helpful if you can let us know that you’re planning to use you health insurance before you attend your first appointment. Below are some companies we work with most often:
CASH PLANS
Whilst not technically an insurance product, there are several companies which provide what is often referred to as a cash plan. This is a policy that you pay for monthly and provides allowances for many forms of healthcare, including chiropractic. Check your specific policy for the annual amount you can claim for. You pay for your chiropractic care as normal and send your receipt to your provider for reimbursement.
Health insurance – GP referral
Many insurance policies require a GP referral before they will authorise a chiropractic claim. It is important in these cases that you get authorisation before commencing your treatment as anything performed before the authorisation is unlikely to be covered. This often simply requires a visit to your GP to discuss your problem, inform them you have an insurance policy that requires a GP referral and that you know where you would like to go.
Visit your GP and ask for a referral letter for your insurance company. Get an authorisation number from your insurance company. Provide your chiropractor with your membership number and authorisation number. Usually nothing to pay but you may have an excess on your policy, your chiropractor will invoice your insurance company directly.
Car/Accident insurance
If you have an accident, your insurance company will ask if you are injured. If you are in pain it is likely you will be assessed by a consultant on behalf of the insurance company. If they believe a chiropractor would be helpful, they will make this recommendation to the insurance company and they will source a chiropractor for you. In some cases, if you strongly believe a chiropractor would be more beneficial than what they have suggested, you may be able to discuss this with them.
You will receive instructions from your insurance provider or solicitor. The chiropractor will invoice the company that sources them for your treatment and you have nothing to pay.
Will I be covered?
Chiropractors at Weyhill Road Clinic are covered by most insurance policies. All of the providers listed on this website have worked with us before but it is always worth asking us, or your provider, before starting treatment if you intend to make a claim. If we’re not currently covered it usually takes a phone call or online form to get us covered with your provider. The exception to this is Bupa, we have ceased our contract with them due to a reluctance to maintain a realistic fee schedule.
Will I be covered?
Chiropractors at Weyhill Road Clinic are covered by most insurance policies. All of the providers listed on this website have worked with us before but it is always worth asking us, or your provider, before starting treatment if you intend to make a claim. If we’re not currently covered it usually takes a phone call or online form to get us covered with your provider. The exception to this is Bupa, we have ceased our contract with them due to a reluctance to maintain a realistic fee schedule.
Contact us today or visit our online booking system to book your first consultation
Contact us today or visit our online booking system to book your first consultation